These Terms and Conditions govern your relationship with Great Oak Capital Limited trading as expertdebtmanagement.com ("us", "we" or the "Business"). Please read them carefully as they affect your rights and liabilities under the law. If you enter into any transaction with us (whether via email, telephone conversation, in writing or in person or through any other means), these terms and conditions shall apply and shall govern each transaction.
Recitals
The function of expertdebtmanagement.com is to introduce clients from this website to debt management companies, claims processing companies and solicitors to help them achieve their individual goals.
1 Definitions
In these terms and conditions, unless the context requires otherwise, the following definitions apply:
1.1 The Business: expertdebtmanagement.com, is a trading name of Great Oak Capital Limited, a company incorporated in England with the registered number 6967128 whose registered office is at 41 Great Oak Drive, Altrincham, Cheshire WA15 8UH.
1.2 The Client: the person or company or organisation who has agreed to place an order with the Business and who has agreed to be bound by these terms and conditions;
1.3 The Fee: the fee payable by the Client to the Business upon the placement of an order;
1.4 The Report: a written report provided by the Business to the Client;
1.5 The Services: the products and services available through this Website;
1.6 The Website: www.expertdebtmanagement.com
2 General
Access to and use of the Website are subject to the following terms and conditions. By using the Services, you are agreeing to all of the terms and conditions as may be updated by us from time to time. You should check this page regularly to take notice of any changes we may have made to the terms and conditions.
Access to this Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the Services without notice. We will not be liable if for any reason this Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts or all of this Website.
This Website also contains links to other websites, which are not operated by the Business (the "Linked Sites"). We have no control over the Linked Sites and accept's no responsibility for them or for any loss or damage that may arise from your use of them. Your use of the Linked Sites will be subject to the terms of use and service contained within each such site.
3 Privacy Policy
Our privacy policy, which is set out below, sets out how we will use your information. By using this Website, you consent to the processing described therein and warrant that all data provided by you is accurate.
4 Prohibitions
You must not misuse this Website. You will not: commit or encourage a criminal offence; transmit or distribute a virus, trojan, worm, logic bomb or any other material which is malicious, technologically harmful, in breach of confidence or in any way offensive or obscene; hack into any aspect of the Service; corrupt data; cause annoyance to other users; infringe upon the rights of any other person's proprietary rights; send any unsolicited advertising or promotional material, commonly referred to as "spam"; or attempt to affect the performance or functionality of any computer facilities of or accessed through this Website. Breaching this provision would constitute a criminal offence under the Computer Misuse Act 1990. The Business will report any such breach to the relevant law enforcement authorities and disclose your identity to them.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this Website or to your downloading of any material posted on it, or on any website linked to it.
5 Intellectual Property, Software and Content
The intellectual property rights in all software and content made available to you on or through this Website remains the property of the Business or its licensors and are protected by copyright laws and treaties around the world. All such rights are reserved by the Business and its licensors. You may store, print and display the content supplied solely for your own personal use. You are not permitted to publish, manipulate, distribute or otherwise reproduce, in any format, any of the content or copies of the content supplied to you or which appears on this Website nor may you use any such content in connection with any business or commercial enterprise.
You shall not modify, translate, reverse engineer, decompile, disassemble or create derivative works based on any software or accompanying documentation supplied by the Business.
6 Terms of Sale
By placing an order you are offering to purchase a product or service on and subject to the following terms and conditions. All orders are subject to availability and confirmation of the order price.
In order to contract with the Business you must be over 18 years of age and possess a valid credit or debit card issued by a bank acceptable to us. The Business retains the right to refuse any request made by you. If your order is accepted we will inform you by email. When placing an order you undertake that all details you provide to us are true and accurate, that you are an authorised user of the credit or debit card used to place your order and that there are sufficient funds to cover the cost of the Report.
6.1 Our Contract
When you place an order, you will receive an acknowledgement e-mail confirming receipt of your order: this email will only be an acknowledgement and will not constitute acceptance of your order..
All prices are inclusive of VAT. Delivery costs will be charged in addition.
6.2 Payment
Upon receiving your order we carry out a standard pre-authorisation check on your payment card to ensure there are sufficient funds to fulfil the transaction.. Your card will be debited once the order has been accepted.
7 Disclaimer of Liability
Whilst the officers of the Business will take reasonable care to ensure that the material displayed on this Website and in a Report provided to the Client is accurate, it is provided without any guarantees, conditions or warranties as to its accuracy.
Unless expressly stated to the contrary to the fullest extent permitted by law the Business and its suppliers, content providers and advertisers hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity and shall not be liable for any damages whatsoever, including but without limitation to any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, data or other intangibles, damage to goodwill or reputation, or the cost of procurement of substitute goods and services, arising out of or related to the use, inability to use, performance or failures of this Website or the Linked Sites and any materials posted thereon, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise. This does not affect the Business's liability for death or personal injury arising from its negligence, nor for fraudulent misrepresentation, misrepresentation as to a fundamental matter or any other liability which cannot be excluded or limited under applicable law.
8 Linking to this Website
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link from any website that is not owned by you.
This Website must not be framed on any other site, nor may you create a link to any part of this Website other than the home page. We reserve the right to withdraw linking permission without notice.
9 Indemnity
You agree to indemnify, defend and hold harmless the Business, its directors, officers, employees, consultants, agents, and affiliates, from any and all third party claims, liability, damages and/or costs (including, but not limited to, legal fees) arising from your use of this Website or your breach of the Terms of Service.
10 Variation
The Business shall have the right in its absolute discretion at any time and without notice to amend, remove or vary the Services and/or any page of this Website.
11 Invalidity
If any part of the terms and conditions of Service are unenforceable (including any provision in which we exclude our liability to you) the enforceability of any other part of the terms and conditions of Service will not be affected all other clauses remaining in full force and effect. So far as possible where any clause/sub-clause or part of a clause/sub-clause can be severed to render the remaining part valid, the clause shall be interpreted accordingly. Alternatively, you agree that the clause shall be rectified and interpreted in such a way that closely resembles the original meaning of the clause /sub-clause as is permitted by law.
12 Waiver
If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions.
13 Governing Law and Jurisdiction
These terms and conditions are to be construed in accordance with the laws of England and in the event of any dispute or claim associated with these terms and conditions, that dispute or claim shall be subject to the exclusive jurisdiction of the English courts.
14 Entire Agreement
The above Terms of Service constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and the Business. Any waiver of any provision of the terms and conditions will be effective only if in writing and signed by a Director of the Business.
Follow these 3 easy steps!
Fill in the form on the right
We will call you at a convenient time for you to discuss your claim
First step on the road to success!
Debt ManagementOpen
A Debt Management Programme will help you. We will agree a monthly payment with credit card companies, banks and loan companies that you find affordable and we will then make arrangements with your creditors and
distribute your contributions on time.
Tax DebtsOpen
Tax Debts are an onerous problem and must be met otherwise you and/or your company could face financial ruin. We have a close working relationship with the Inland Revenue
(HMRC) to whom your income tax
and PAYE are due and can usually
make arrangements for a regular
payment of the taxes from your
salary once they are
mutually agreed
Bank Charge ClaimsOpen
Unfair bank charges have been charged for years by the high street banks on your loan,
mortgage, mortgage arrears and
unauthorised overdraft. We will
negotiate to have your money
refunded and if you are a company
or suffering hardship the
process is very fast.
Credit Card ClaimsOpen
If you have incurred credit card charges which are excessive and want to know about how to
reclaim on a no win no fee basis
call Mike on 0800 917 8253
of fill out the form and we
will call you.
PPI ClaimsOpen
The estimate is that 23 million people in this country have been mis-sold a policy and have been charged interest on the premium
and loan together.
YOU must be one of those
who has been mis-sold.